Prestige in Property Financing
Elevating your mortgage experience. Born from a passion for optimal deals, we blend decades of expertise with handpicked elite brokers. Fill out a pre application form to see how we can help you.
AREAS COVERED
Charles Rothco: Originating from the tranquil avenues of Emerson Park, now extending our expertise from Brentwood to London and beyond. While we have deep roots in Hornchurch, Harold Wood, Gidea Park, Upminster, and Shenfield, we’re proud to offer distinguished mortgage guidance across the entire UK.

Crafting Your Bespoke Mortgage Journey
Tailored Consultation
Start with a tailored discussion, delving into your unique mortgage aspirations and requirements. Every detail is paramount to us.
Elite Broker Match
Using insights from our consultation, we pair you with a meticulously vetted broker from our esteemed network, ensuring a harmonised fit for your needs.
Transparent Guidance
Your broker offers expert advice, marked by our commitment to full transparency and unparalleled service, guiding every step of your mortgage journey.
Dedicated Finalisation
We don’t just make introductions, we build relationships. From pinpointing the ideal mortgage solution to streamlining documentation, we ensure a thorough, bespoke experience to the very end.
Star Homes
Handpicked by the Charles Rothco Team

Redefining Mortgage Excellence
Born from a quest for optimal mortgage deals, Charles Rothco prioritises genuine client relationships over mere transactions.
20 Years of Experience
Over two decades of expertise in finance, technology, and property management.
Personal Touch
You deserve a premium and personalised experience.
Where Luxury Meets Lending
In a decade of historically low-interest rates, the landscape is shifting. Ensuring you secure the right mortgage deal is paramount. At Charles Rothco, we connect you to elite brokers, handpicked for their expertise. Experience our commitment to transparency and top-tier service at no cost.

We offer a diverse array of mortgage options tailored to your needs.


First Time
Embarking on your first property journey? We guide first-time buyers through the complexities, ensuring a smooth and informed transition into homeownership.

Buy to Let
Investing in property? Our expertise in the Buy to Let market ensures your investment is grounded in sound financial advice, maximising potential returns.

Remortgage
Looking to refinance? Whether it’s to secure a better rate or release equity, our tailored remortgage solutions align with your evolving financial landscape.

Self Employed
Navigating mortgages as a self-employed individual? We understand the unique challenges and offer bespoke solutions that recognise your entrepreneurial spirit.

Residential
Seeking a home for you and your family? From urban flats to countryside retreats, our residential mortgage services cater to every dream home scenario.
ALL POSTS
Are you mortgage-ready? Guest blog post (Sam Hubbard (CeMap / FPC / MLIA(Dip))
A little about Sam Sam is one of our VIP mortgage brokers who is CeMap qualified, Sam has 20+ years industry experience. His passion is to ensure that he understands our individual client requirements, delivering excellent solutions and providing great customer...
Before You Choose a Mortgage Broker in Essex Read This
Are you in the market for a mortgage in Essex? Securing a mortgage is one of the most significant financial decisions you'll ever make. To ensure you find the best deal tailored to your needs, it's crucial to partner with the right mortgage broker. A simple google...
Your Responsibilities as a UK Landlord
Being a landlord in the UK comes with a multitude of responsibilities. Whether you're a seasoned property investor or just starting in the UK property market, understanding your obligations towards your tenants is crucial. In this comprehensive guide, we'll explore...
Essex & London Home Buying Guide: Top Tips for Your Dream Property
Are you on the hunt for your dream home in the bustling cities of Essex or London? Your mortgage has been secured by the team Charles Rothco and now the hunt can begin. From cosy apartments in the heart of London to charming houses in the picturesque landscapes of...
You got the house but do you have the cover!?
Amazing you have your dream home but do you have the correct cover? Now we are not talking about duvets here. For many in the UK, purchasing a property represents a long-term investment and financial security. However, amid the joy of homeownership, one crucial aspect...
Buying Property in London & Essex: Smart Budget Tips
Now I don't know about you but I often think I should not be given grown up money, when I walk into the sweet shop with my 4 year old son in tow. We end up owning half the shop.. Purchasing your first property in London or Essex is an exciting milestone, but it can...
Understanding Different Types of Mortgages in the UK
A Comprehensive Guide for Residents in Hornchurch, Upminster, Essex, and Chigwell. With Halloween approaching, trying to understand your mortgage options might be more scary than any pumpkins you have in your kitchen. When it comes to buying a home, getting the...
The Importance of a House Survey in the Mortgage Process
Purchasing a property is one of the most significant financial commitments you will ever make. It's not just about finding the perfect home; it's also about ensuring that the property is in good condition and worth the investment. One crucial step in this process is...